How It Works

Five steps from USDC to yield

No protocol research. No manual APY tracking. No gas fees. Connect, deposit, earn. Then get on with your day.

01
Connect your wallet

Sign in with email, Google, or any EVM wallet (MetaMask, Coinbase, WalletConnect). If you're new to crypto, Yieldgeko creates a non-custodial embedded wallet for you on the spot, no extensions required.

Your keys never leave your device
02
See what's actually available

Yieldgeko pulls live APY and TVL data from Aave, Compound, Morpho, Maple, and 15+ other protocols across Base, Arbitrum, Ethereum, Optimism, Polygon, and Avalanche.

03
Get a recommendation, or pick your own

The engine ranks protocols by risk-adjusted yield, weighing APY against TVL, audit history, and on-chain risk signals. You can follow the top pick or browse the full list and choose yourself.

04
Deposit. No ETH needed.

Approve and deposit USDC in a single gasless transaction. If you're using an embedded wallet on Base or Arbitrum, Yieldgeko sponsors 100% of gas via Pimlico's ERC-4337 paymaster. No ETH balance required.

Gas fees are zero for embedded wallet users
05
Earn yield, withdraw whenever

Your USDC sits in the protocol's smart contract and accrues interest every block. There are no lock-ups. Withdraw any amount back to your wallet at any time, the transaction settles on-chain in seconds.

Your funds go directly to the protocol — never to us

Every transaction is signed by your wallet. Your USDC goes straight to the protocol (Aave, Compound, Morpho, Maple), never to an address we control. We read on-chain data and build the interface. The keys are always yours.

Read about our security →

Common questions

Does Yieldgeko hold my funds?

No. When you deposit, your USDC goes directly to the underlying protocol's smart contract (Aave, Compound, Morpho, etc.), not to any Yieldgeko address. Yieldgeko's backend only reads public on-chain data. It has no access to your wallet or your funds.

How is it gasless?

Embedded wallet users are set up with an ERC-4337 smart account (Safe v1.4.1). When you submit a transaction, it's wrapped in a UserOperation and forwarded to Pimlico's bundler with a paymaster that covers the gas. External wallets (MetaMask etc.) pay their own gas in the normal way.

What happens to my USDC if Yieldgeko shuts down?

Your funds are in the DeFi protocol, not with us. You can always go directly to Aave, Compound, or whichever protocol you deposited into and withdraw from there. Yieldgeko is just a frontend layer.

Is there a minimum deposit?

The minimum is $10 USDC. There's no maximum. There's also no lock-up period; you can withdraw any amount at any time.

Which USDC is used: native or bridged?

Native Circle-issued USDC only. On each chain we use the canonical address: Optimism (0x0b2C...Ff85), Polygon (0x3c49...3359), Avalanche (0xB97E...a6E), etc. We do not use USDC.e or any bridged variant.

Can I use multiple chains at the same time?

Yes. The dashboard shows positions across all chains in one view. You can have USDC deposited into Aave on Base and Maple on Ethereum simultaneously. Switch between networks using the chain selector in the top bar.

Ready to put your USDC to work?

Connect your wallet and start earning in under two minutes. No setup fees, no lock-ups, no ETH needed.